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For us, success means helping you reach your goals — not hitting a number.
How we work with youHelping to make your goals a reality
Medicare, retirement income, asset protection and legacy planning — coordinated in one place.
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Plain-language guidance on Medicare, Social Security and retirement — before you need it.
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Start my financial plan
Four questions. Real eligibility. No medical exam. Get an instant quote and apply online — or have a licensed advisor finish it with you by phone.
Start my instant quoteThe coverage we offer
Every product below is no-exam and quoted through one four-question flow. Availability depends on your age, state and coverage amount — the tool only shows you what you actually qualify for.
No health questions. No exam. Guaranteed acceptance.
Whole life coverage from $5,000 to $25,000 with guaranteed acceptance for ages 50–85. No medical exam and no health questions — ideal for final expenses and leaving something behind, even with health conditions.
Up to $1 million in coverage. Decision in minutes, not weeks.
Term life for ages 18–60 with coverage from $50,000 up to $1 million and 10, 20 or 30-year terms. No medical exam — answer a short set of questions online and get an instant underwriting decision.
Affordable protection against the unexpected.
Simplified-issue accidental death coverage from $50,000 to $300,000 for ages 20–59, with optional family and return-of-premium riders. No medical exam.
Simple coverage for life's final costs.
Purpose-built coverage for funeral costs, medical bills and other end-of-life expenses, so the people you love aren't left with the bill. Availability and amounts are confirmed at quote time.
Straightforward term coverage, streamlined online.
A streamlined term life option quoted and started online, then completed through the carrier's secure application. Availability and amounts are confirmed at quote time.
Not sure which fits?
Answer the four questions and the matching happens automatically — or talk it through with a licensed advisor first.
Match me automatically Talk to an advisorHow it works
01
Gender, birthday, ZIP code and how much coverage you want. No account, no paperwork.
02
We match you against real product rules — age, state and amount — so you only see coverage you can actually get.
03
Finish online in minutes with instant-decision products, or let a licensed advisor complete it with you by phone.
04
Many policies go in force the same day. Your advisor reviews it with you every year at no cost.
Instant quote
No exam, no obligation, and your rate never changes because you used an agent — it only means someone is in your corner.
Quotes are estimates, not an offer of coverage; final rates are set by the issuing carrier after underwriting. Coverage is underwritten by Fidelity Life Association through the InstaBrain platform. By requesting a quote you agree that your information may be shared with the carrier to prepare it. See our insurance disclosures.
Questions
Yes. Four questions — gender, birthday, ZIP code and coverage amount — and you'll see which products you qualify for immediately. For instant-decision term life, you can complete the entire application online in about 10 minutes.
No. Every product offered through this tool is no-exam. Instant-decision term life asks health questions online; guaranteed issue whole life asks none at all — acceptance is guaranteed for ages 50 to 85.
No. Your information goes to The Acclivus Group and, when you request a quote, to the issuing carrier — nowhere else. We are an independent agency, not a lead-selling site.
Use the built-in estimator. It applies the DIME method — Debts, Income replacement, Mortgage, Education — to suggest a starting number, and a licensed advisor refines it with you before anything is final.
Nothing. Quotes and applications are free and carry no obligation. If you buy a policy, the premium is identical whether you apply here or directly with the carrier — agents are paid by the carrier, not by you.
Instant-decision products give you an answer online, often with same-day coverage. For agent-completed products, a licensed Acclivus advisor calls you within one business day, finishes the application with you in about 10 minutes, and stays your point of contact for the life of the policy.
Insurance and annuity products:
The Acclivus Group (TAG) and its advisors are licensed insurance professionals. Insurance products, including Medicare plans, life insurance, and annuities, are offered through licensed insurance agents and are subject to the terms, conditions, and limitations of the issuing carrier. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
We do not offer every plan available in your area. Currently we represent organizations which offer products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Not connected with or endorsed by the United States government or the federal Medicare program.
The Acclivus Group and its advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. This material is for educational purposes only and is not intended as a recommendation, offer, or solicitation for the purchase or sale of any security or investment strategy.