RISE. TOGETHER.
Providing health, retirement & legacy solutions for all
Personalized guidance across Medicare, Social Security, retirement income and legacy — helping you move steadily toward a more secure and prosperous future.
Who we are
Acclivus is Latin for “rising slope” — a journey of progress, growth, and greater financial confidence.
The Acclivus Group (TAG) reflects our dedication to helping clients navigate life's important decisions and move steadily toward a more secure and prosperous future. Through personalized guidance and access to leading Medicare, health, life, annuity, and supplemental insurance solutions, we help individuals, families, and businesses protect what matters most.
Our team brings over 125 years of combined experience in the financial services industry, offering insight, perspective, and personalized support every step of the way.
Our storyWho we serve
Solutions for what matters most
Individuals
- Medicare Planning
- Social Security Optimization
- Retirement Income Strategies
- Asset Protection
Families
- Legacy Planning
- Wealth Transfer Strategies
- Long-Term Care Protection
- Financial Continuity Planning
Business Owners
- Group Health Benefits
- SEP & SIMPLE IRAs
- Executive Compensation
- Retention Strategies
Why Acclivus
A coordinated approach to financial strategy
- Integrated planning, not siloed advice
- Access to top insurance & investment providers
- Customized strategies for your needs
- Clear, actionable recommendations
How we work with you
At its core, Acclivus exists to help people ascend — financially, professionally, and personally.
01
Discover
A conversation about what matters to you now and what you want later — health coverage, income, family, business.
02
Design
A personalized strategy across Medicare, Social Security, income and protection — with the reasoning behind each piece.
03
Implement
Enrollments, applications and rollovers handled with you, step by step, when you're ready.
04
Review
Life changes and plans change with it. We review together every year, at no cost.
Josh believes everyone deserves to feel confident about their health and finances. He prides himself on being a trusted guide and advocate, helping individuals and families discover what's possible when the right protection and opportunities come together.
The Ascent
Timely insights, plain language
Medicare
The three Medicare enrollment windows, explained
Miss your Initial Enrollment Period and the penalty follows you for life. Here are the three windows that matter and how to use each one.
July 13, 2026 · 5 min read
Retirement planning
The paycheck problem: turning savings into retirement income
Accumulating money and spending it are different skills. A three-layer income design covers essentials with guarantees and funds lifestyle with flexibility.
June 23, 2026 · 6 min read
Medicare
Medigap or Medicare Advantage? The trade-off in plain words
One path buys flexibility with a monthly premium. The other trades network limits for bundled extras. Neither is wrong — but one fits you better.
June 1, 2026 · 6 min read
Take the first step toward financial clarity
Schedule a complimentary consultation and get a personalized strategy tailored to your goals, your timeline, and your future. No cost. No obligation.